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Franklin.
Clear answers about Franklin First Financial, 1st Franklin Financial and the companies people often confuse.
Similar names.
Different stories.
A mortgage lender in New York, a consumer finance company in Georgia, and a former Merrill Lynch mortgage business. We keep their records separate.
Franklin First FinancialCompany History
Franklin First Financial Ltd. was a New York mortgage lender. A November 16, 2018 NYDFS order records the end of new lending and employee terminations. Its history…
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1st Franklin FinancialLoans, Payments, History & Help
1st Franklin Financial Corporation is the company that provides consumer loans based in Toccoa, Georgia, whose official website is 1ffc.com. It is a separate…
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First Franklin mortgageFirst Franklin Mortgage: History and Name Confusion
The former First Franklin mortgage business associated with National City and Merrill Lynch has a separate history from Franklin First Financial Ltd. and…
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1st Franklin Financial1st Franklin Financial Login: Official Access Guide
To sign in to your 1st Franklin Financial loan account, open 1ffc.com/login/ and choose “Loan Customer.” Use “Investors” only for an investment account.
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1st Franklin Financial1st Franklin Financial Payment Options Explained
1FFC publishes online, phone, mail and branch payment options. Available methods and fees can vary. Its dedicated payment page describes a cashless transition, so…
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1st Franklin Financial1st Franklin Financial Loan Requirements Explained
Expect 1FFC to assess identity, residence, income, credit and the ability to repay. Its detailed checklist asks for identity documents plus address and income…
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Loan calculators1st Franklin Financial Loan Payment Calculator
Estimate your monthly payment by entering the amount borrowed, annual interest rate and number of months below. You will also see total interest and the overall…
Read the guideThe record behind
the name.
Closure is not automatically bankruptcy. A similar name is not proof of a successor. Follow the documents, not the assumption.
Georgia business begins
The history of the company now named 1st Franklin Financial begins.
A documented name change
Franklin Discount Company becomes 1st Franklin Financial Corporation.
A separate mortgage story
Merrill Lynch acquires First Franklin; the mortgage operation later shuts down.
Franklin First civil settlement
DOJ announces a civil resolution involving the Melville lender.
Melville lender stops originating
NYDFS documents Franklin First Financial Ltd.’s origination closure.
Numbers you can work with.
See your monthly payment, compare two offers or work out how extra payments could help.
Loan calculators1st Franklin Financial Loan Payment Calculator
Estimate your monthly payment by entering the amount borrowed, annual interest rate and number of months below. You will also see total interest and the overall…
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Loan calculatorsLoan Early Payoff Calculator: Estimate Interest Savings
See how paying a little extra each month could reduce your interest and help you finish a loan sooner. Enter your balance, interest rate, remaining term and extra…
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Loan calculatorsLoan Cost Comparison Calculator: APR, Fees and Payments
Compare two loan offers by monthly payment, interest and overall cost. Try different rates, fees or repayment periods to see why a smaller monthly payment can…
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